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"A model of how the Internet can facilitate the process of deciding where to send your children to school" - America's Best School Profiles by The Heritage Foundation Mississippi Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.   Schools in Jackson, Madison and Brandon

Financing Your Home >When Interest Rates Rise Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates. One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement. If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage. See All Tips In The "Financing Your Home" Category > See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q  Where are church services held in the water each Sunday during July and August? A  At Half-Moon Bay, Ontario, worshippers gather in boats facing the natural stone pulpit, and hymnals are passed to the floating congregation by ushers in canoes. See More Real Estate Trivia >

Christy Coleman Christy Coleman Real Estate 330 NE Madison Dr. Suite B Ridgeland, MS 39157 Phone: 601-991-0902 Fax: 601-991-0904 Email: christycoleman@NUMBER1EXPERT.com www.ChristyColemanRealestate.com is brought to you by Christy Coleman and Associates NUMBER1EXPERT™ in real estate for Jackson, Madison and Brandon, Mississippi Read Christy Coleman and Associates' Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge

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